Federal Resources

This website provides financial literacy information and tools to help young people learn about saving, spending, budgeting, and the value of money.

Working to advance or implement youth financial education? Our updated Resource Guide connects you to information, insights, and best practices about what works in advancing K-12 financial education.

Identify teaching techniques and learning strategies to address the three building blocks that influence the development of lifelong personal finance decision-making skills.

Our Curriculum Review Tool helps you review and compare financial education curricula across four key dimensions, so you can select the most promising ones for your classroom.

Most people get their money habits and skills from their parents and caregivers. (Probably you did too!) That’s why we think it’s important to give parents and caregivers some background in how children develop, financially.

Basic skills and attitudes form early and lay the foundation for later financial well-being. When children are ages 3 to 5, help them learn to stay focused, make plans, follow directions, complete tasks, and solve problems.

This page provides information and resources to help parents and caregivers teach young children the basic skills needed for a bright financial future. 

Kids in middle childhood begin to absorb and interact with the financial world around them. When children are ages 6 to 12, help them with rules of thumb and day-to-day habits that shape how they earn, save, and shop.

This resource shares what parents and caregivers can do to help their children develop positive financial attitudes, habits, and shortcuts during middle childhood. It provides suggestions for activities to do with children as well as where to find additional information. 

Making their own financial decisions starts to set teens and young adults apart. When children are ages 13 to 21, you can give them chances to make money choices, experience natural consequences, and reflect on their decisions.

Making their own financial decisions starts to set teens and young adults apart. When children are ages 13 to 21, you can give them chances to make money choices, experience natural consequences, and reflect on their decisions.

You can use the Money as You Grow book club list for children ages 4 to 10 and get started reading together. Then, talk about money skills like planning for the future, setting goals, and sticking to them.

Booklet for facilitators who are implementing Money as You Grow Book Club.

Booklet to accompany the book A Bargain for Frances, helping parents read and discuss money topics with their children.

This guide will help parents teach their child money management skills while reading “A Chair for my Mother” by Vera Williams. 

This guide will help parents teach their child money management skills while reading “Alexander, Who Used to be Rich Last Sunday” by Judith Viorst. 

This guide will help parents teach their child money management skills while reading “Count on Pablo” by Barbara deRubertis. 

This guide will help parents teach their child money management skills while reading “Curious George Saves His Pennies” by Margaret and H.A. Rey. 

This guide will help parents teach their child money management skills while reading “Just Shopping with Mom” by Mercer Mayer. 

This guide will help parents teach their child money management skills while reading “Lemonade in Winter: A Book About Two Kids Counting Money” by Emily Jenkins. 

This guide will help parents teach their child money management skills while reading “Lemonade in Winter: A Book About Two Kids Counting Money” by Emily Jenkins. 

This guide will help parents teach their child money management skills while reading “My Rows and Piles of Coins” by Tololwa M. Mollel. 

This guide will help parents teach their child money management skills while reading “The Berenstain Bears & Mama’s New Job” by Stan and Jan Berenstain.

This guide will help parents teach their child money management skills while reading “The Berenstain Bears’ Trouble with Money” by Stan and Jan Berenstain. 

This guide will help parents teach their child money management skills while reading “Ox-Cart Man” by Donald Hall.