Youth who receive special education services under the Individuals with Disabilities Education Act (IDEA 2004) and especially young adults of transition age, should be involved in planning for life after high school as early as possible and no later than age 16. Transition services should stem from the individual youth’s needs and strengths, ensuring that planning takes into account his or her interests, preferences, and desires for the future.
Avoiding Overdraft Fees
Customers have a choice when their banking accounts become overdrawn. This website from the FDIC provides tools to support positive banking habits.
Building Blocks to Help Youth Achieve Financial Capability
The report presents a new evidence-based developmental model for supporting financial capability and provides strategies for supporting its development from early childhood through adolescence.
These tips from the FTC are helpful when choosing a credit card or wondering whether offers of credit and loans are trustworthy.
Empowering Youth to Save Infographic (PDF, 2 pages)
This infographic from National Credit Union Administration highlights ways to teach youth about the importance of saving.
Privacy and Identity
This website from the FTC provides tips on how to effectively protect personal information and financial identity.
Resource Guide for Financial Institutions: Incorporating Financial Capability into Youth Employment Programs (PDF, 7 pages)
This guide from the FLEC maps out how and why banks, credit unions and youth employment programs can work together to help build the financial capability of young people at the critical moment of a first job.
Your Money Your Goals: A Financial Empowerment Toolkit
The Your Money, Your Goals financial empowerment toolkit has information that helps you have the money conversation with the people you serve. Use the tools to help achieve goals and work through challenges.
Other Resources on this Topic
Tools & Guides