Additional Resources

Avoiding Overdraft Fees
Customers have a choice when their banking accounts become overdrawn. This website from the FDIC provides tools to support positive banking habits.

Building Blocks to Help Youth Achieve Financial Capability
Findings from CFPB's research suggest that the knowledge, skills, and behaviors associated with adult financial capability stem from three interconnected building blocks developed in youth. These building blocks of financial capability: executive function, financial habits and norms, and financial knowledge and decision-making skills form a framework for youth financial literacy education. 

Consumer Information and Tips
Visit the FTC for tips on choosing a credit card or wondering whether offers of credit and loans are trustworthy; tips on how to effectively protect personal information and financial identity; to report fraud, identity theft, get your free credit report, or receive consumer reports. 

Empowering Youth to Save Infographic (PDF, 2 pages)
This infographic from National Credit Union Administration highlights ways to teach youth about the importance of saving.

Resource Guide for Financial Institutions: Incorporating Financial Capability into Youth Employment Programs (PDF, 7 pages)
This guide from the FLEC maps out how and why banks, credit unions and youth employment programs can work together to help build the financial capability of young people at the critical moment of a first job.

Your Money Your Goals: A Financial Empowerment Toolkit
The Your Money, Your Goals financial empowerment toolkit has information that helps you have the money conversation with the people you serve. Use the tools, which include four booklets that contain a selection of simplified tools from the toolkit and companion guides to address the unique needs of specific populations as you help others achieve their financial goals and work through challenges.