References
Please note: Language on this page is directly from each source's publisher.
Center for Financial Security. (2012). Youth, financial literacy, and learning: The role of in-school financial education in building financial literacy. Retrieved from http://cfs.wisc.edu/2012/05/04/youth-financial-literacy-and-learning-the-role-of-in-school-financial-education-in-building-financial-literacy/
Consumer Protection Financial Bureau & U.S. Department of Health and Human Services, Administration for Children and Families. (2014). Building financial capability in youth employment programs: Insights from a roundtable with practitioners. Retrieved from https://files.consumerfinance.gov/f/201408_cfpb_report_financial-capability-in-youth-employment-programs.pdf (PDF, 34 pages)
Consumer Protection Financial Bureau. (2023). Financial literacy annual report. Retrieved from https://files.consumerfinance.gov/f/documents/cfpb_financial-literacy-fy-2022_annual-report_2023-03.pdf
Danes, S. M., Rodriguez, M. C., & Brewton, K. E. (2013). Learning context when studying financial planning in high schools: Nesting of student, teacher, and classroom characteristics. Journal of Financial Counseling and Planning, 24(2), 20–36.
de Bassa Scheresberg, Carlo, and Lusardi, Annamaria. (2014). “Financial Capability among Young Adults.” GFLEC working paper, Washington, DC, November 2014. Retrieved from https://www.nefe.org/_images/research/GWU-Financial-Capability-Young-Adults/GWU-Financial-Capability-Young-Adults-Final-Report.pdf
Federal Student Aid: An Office of the U.S. Department of Education Federal Student Loan Portfolio Retrieved from https://studentaid.gov/data-center/student/portfolio
Harvey, M. (2019). Impact of financial education mandates on younger consumers' use of alternative financial services. Journal of Consumer Affairs, 53(3), 731-769.
Harvey, M. (2020). Does State-Mandated High School Financial Education Affect Savings by Low-Income Households? Working Paper.
Tim Kaiser, Annamaria Lusardi, Lukas Menkhoff, Carly Urban, Financial education affects financial knowledge and downstream behaviors, Journal of Financial Economics, Volume 145, Issue 2, Part A, 2022, Pages 255-272, ISSN 0304-405X, https://doi.org/10.1016/j.jfineco.2021.09.022
Kim, J., & Chatterjee, S. (2013). Childhood financial socialization and young adults’ financial management. Journal of Financial Counseling and Planning, 24(1), 61–79.
Lusardo, A., Mitchell, O. S., & Curto, V. (2010). Financial literacy among the young. The Journal of Consumer Affairs, 44(2), 358–380. https://psycnet.apa.org/doi/10.1111/j.1745-6606.2010.01173.x
Mangrum, Daniel. (2022) "Personal finance education mandates and student loan repayment." Journal of Financial Economics , 146.1: 1-26.
McCormick, M. H. (2009). The effectiveness of youth financial education: A review of the literature. Journal of Financial Counseling and Planning, 20(1), 70–83. Retrieved from https://www.bostonfed.org/commdev/conf/2015/leveraging-financial-education/material/Review-of-Effective-FinEd-Prog-2009.pdf (PDF, 14 pages)
Norvilitis, Jill M. and Linn, Braden K. (2021) "The Role of Student Debt and Debt Anxiety in College Student Financial Well-Being," Journal of Student Financial Aid: Vol. 50 : Iss. 3 , Article 3.
Organisation for Economic Co‑operation and Development. (2014). PISA 2012 results: Students and money: Financial literacy skills for the 21st century (volume VI). Retrieved from http://dx.doi.org/10.1787/9789264208094-en
Shim, S., Serido, J., Bosch, L., & Tang, C. (2013). Financial identity-processing styles among young adults: A longitudinal study of socialization factors and consequences for financial capabilities. The Journal of Consumer Affairs, 47(1), 128–152.
Stoddard, C., & Urban, C. (2018). The Effects of State Mandated Financial Education on College Financing Behaviors. Journal of Money, Credit and Banking.
U.S. Department of Labor. (n.d.). Youth programs. Retrieved from https://www.dol.gov/general/topic/training/youth
U.S. Department of the Treasury. (2010). Amended charter: President’s Advisory Council on Financial Capability.
Urban, C., Schmeiser, M., Collins, J. M., & Brown, A. (2020). The effects of high school personal financial education policies on financial behavior. Economics of Education Review, 78, 101786.
Varcoe, K. P., Peterson, S., Garrett, C., Martin, A., Rene, P., & Costello, C. (2001). What teens want to know about financial management. Journal of Family & Consumer Sciences, 93(2), 30–34.
Zahn, M., Anderson, S. G., & Scott, J. (2006). Financial knowledge of the low-income population: Effects of a financial education program. Journal of Sociology & Social Welfare, 33(1), 53–74. Retrieved from http://scholarworks.wmich.edu/cgi/viewcontent.cgi?article=3135&context=jssw